Which Telco has the Best SIM Only Plan in Singapore – Data and Price Comparison (7th Dec 2018 Update)

Yannie Woon 07 December 2018
Which Telco has the Best SIM Only Plan in Singapore – Data and Price Comparison (7th Dec 2018 Update)

Ask yourself: How long can you survive without your mobile phone?

The answer is probably not long.

Mobile phones have become our go to place for communication and entertainment. One can often find people of different ages engrossed in a game of Candy Crush or see Aunties and Uncles walking around parks catching Pokemon.

That being said, the games on your mobile phone aren’t the only games being played. In fact, the real game is happening in the real world between the older Singapore Telcos such as StarHubM1 and Singtel and the new ones such as MyRepublic and Circles.Life.

There’s more at stake than points and bragging rights. There are billions of dollars in revenue from more than 8 million subscribers in Singapore. With the high demand and many different Telco options, it can be tough to decide on the best Telco or mobile plan for yourself. In this article, we provide an overview of the various Telcos in Singapore, as well as the nitty-gritty details and prices to finding the best phone plan for you.

How It All Begun

In the past, Singaporeans only had one choice when it came to purchasing and using mobile phones. They had to sign a contract with the Telco of their choice. The initial 2-year contract comes along with a phone and other network services. This was the status quo that older Telcos had held Singaporeans to for years.

That was until new Telcos entered the market. They offered Singaporeans SIM Only Plans, where they are given the option to purchase their own phones and a SIM with no contract attached.

This new option has been well-received by subscribers. However, the older Telcos led by Singtel aren’t taking it lying down. There have been various counter attacks from the old guards. The good news is that they will continue winning as these price wars continue. You can expect to see lower rates as the war between the old and new continues.

2-Year Contract Vs SIM Only

There has been a rush to get the SIM only plans, mainly because of their customisable aspects and flexible nature. However, there are still many people who prefer the renewable 2-year contracts offered by the older Telcos.

If you’re undecided on which option to go with, you should consider what each has to offer. Below is a breakdown of various SIM Only plans offered by the Singapore Telcos:

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    2-Year Contract Plan

    These plans require subscribers to sign up for a 2-year contract. Advantages are:

    1. You Get A Phone 

    Signing up to these plans will guarantee that you have a phone. Subscribers may only need to pay a small amount of even $0 to get a new phone. The cost of the phone is then spread over two years. Most definitely a good plan for people who do not have cash to purchase a phone immediately.

    2. You Can Top Up 

    If you’ve used up your data, talk time or SMS, you can top up at any moment. This allows you to continue using your phone without having to wait for the month to end to top up.

    SIM Only Plans

    Various unique features are offered:

    1. Flexibility 

    These plans offer you a post-paid option, meaning that you pay for the services after use. You will therefore only pay for what you use. This is opposed to the pre-paid contracts that force you to purchase credit upfront.

    2. Freedom 

    One of the biggest benefits of the SIM-only plan is that you don’t have to sign a contract. This means that you can switch Telcos at any time. You don’t have to stick to a specific service even when you are dissatisfied with it. In addition to this, there are no cancellation fees. You simply purchase a new Sim and start a new plan whenever you want to.

    3. Convenience 

    Looking to switch to a Sim Only plan? It’s easy. You can purchase the plan online and have the SIM card delivered to your doorstep. There are no physical forms to fill or documents to submit. You can get your SIM card whenever you want it.

    4. Cost Savings 

    If you’re looking for a plan that will cut down your expenses, a SIM only plan would be a better bet. These plans are generally cheaper than the 2-year contract in the long run. Take advantage of the high level of competition amongst the Telcos to get a great bundle. Some of the Telcos also allow you to make changes to your phone plans at any time should you realise that you have unnecessary add-ons.

    What Are The Prices For SIM Only Plans In Singapore?

    After new Telcos such as Circles.Life launched their new SIM Only Plans, older local Telcos were quick to follow. Singtel, StarHub, M1 and local internet broadband company have also launched their own SIM Only Plans with their own unique selling points. StarHub offers unlimited weekend data for their customers while MyRepublic offers Boundless Data, where customers will not be automatically charged or cancelled off when they have exceeded their data limit, but instead given lower connection speed.

    Below is a summary of most Telcos in Singapore and their SIM Only Plans from Circles.Life, M1, MyRepublic, Singtel and StarHubSome of the Telcos offer non-contract plans or 12-month contract plans.

    To make it an easier read, we have included bothparagraph summary and a table summary of the plans and prices below.

    Circles.Life

    Plan Name: Base Plan (No Contract)
    Price: $28/Month

    Features:
    6GB Data
    100 Min Talktime
    Free Caller ID

    Optional Add-ons:
    Unlimited Incoming Calls at $2/Month
    Add on Data 20GB for $20

    M1 (All M1 Plans come with the add-on option of Caller ID for $5.35)

    Plan Name: mySIM(3) 20 (12-Month Contract)
    Price: $20/Month

    Features:
    5GB Data
    100 Min Talktime
    100 SMS

    Plan Name: mySIM(3) 40 (12-Month Contract)
    Price: $40/Month

    Features:
    15GB Data
    100 Min Talktime
    100 SMS

    Plan Name: mySIM(3) 50 (12-Month Contract)
    Price: $50/Month

    Features:
    30GB Data
    100 Min Talktime
    100 SMS

    Plan Name: mySIM(3) 98 (12-Month Contract)
    Price: $98/Month

    Features:
    Unlimited Data
    Unlimited Talktime
    Unlimited SMS

    Plan Name: mySIM(3) 20 (No Contract)
    Price: $20/Month

    Features:
    2GB Data
    100 Min Talktime
    100 SMS

    Plan Name: mySIM(3) 40 (No Contract)
    Price: $40/Month

    Features:
    10GB Data
    100 Min Talktime
    100 SMS

    Plan Name: mySIM(3) 50 (No Contract)
    Price: $50/Month

    Features:
    15GB Data
    100 Min Talktime
    100 SMS

    Plan Name: mySIM(3) 98 (No Contract)
    Price: $98/Month

    Features:
    25GB Data
    Unlimited Talktime
    Unlimited SMS

    MyRepublic

    Plan Name: Smart 35 (No Contract)
    Price: $35/Month

    Features:
    7GB Data (Bonus 3GB for Broadband Customers)
    1000 Min Talktime
    1000 SMS
    Free Incoming Calls and SMS
    Free Caller ID
    Boundless Data

    Plan Name: Mega 55 (No Contract)
    Price: $55/Month

    Features:
    18GB Data (Bonus 8GB for Broadband Customers)
    1000 Min Talktime
    1000 SMS
    Free Incoming Calls and SMS
    Free Caller ID
    Boundless Data

    Plan Name: Xtra85 (No Contract)
    Price: $85/Month

    Features:
    32GB Data (Bonus 8GB for Broadband Customers)
    2GB Roam Like Home Essential
    1000 Min Talktime
    1000 SMS
    Boundless Data

    All MyRepublic plans have the following add-on options:

    One-time Data Boost:
    500MB for $3.50
    1.5GB for $7.00
    3GB for $12.00

    Monthly Add-ons:
    1GB for $5.00/Month
    3GB for $12.00/Month
    8GB for $30.00/Month

    Singtel

    Plan Name: SIM Only 10GB Plan (12-Month Contract)
    Price: $36.05/Month

    Features:
    10GB Data and Unlimited Singtel Wifi
    150 Min Talktime
    500 SMS
    Free Incoming Calls

    Plan Name: SIM Only 5GB Plan (12-Month Contract)
    Price: $20/Month

    Features:
    5GB Data and 2GB Singtel Wifi
    150 Min Talktime
    500 SMS
    Free Incoming Calls

    Plan Name: SIM Only 3GB Plan (No Contract)
    Price: $20/Month

    Features:
    3GB Data and 2GB Singtel Wifi
    Free Incoming Calls

    StarHub (All StarHub Plans come with the add-on option of Caller ID for $5.35)

    Plan Name: XS (No Contract)
    Price: $24/Month

    Features:
    3GB data and Unlimited Weekend Data
    200 Min Talktime

    Plan Name: XS (12-Month Contract)
    Price: $24/Month

    Features:
    6GB Data and Unlimited Weekend Data
    200 Min Talktime

    Notes:
    Receive extra 10GB for Youth Perks (Tertiary students) sign-ups at StarHub Shops
    Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

    Plan Name: S (No Contract)
    Price: $34/Month

    Features:
    4GB Data and Unlimited Weekend Data
    400 Min Talktime

    Plan Name: S (12-Month Contract)
    Price: $34/Month

    Features:
    8GB Data and Unlimited Weekend Data
    400 Min Talktime

    Notes:
    Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

    Plan Name: M (No Contract)
    Price: $44/Month

    Features:
    5GB Data and Unlimited Weekend Data
    Unlimited Talktime

    Plan Name: M (12-Month Contract)
    Price: $44/Month

    Features:
    10GB Data and Unlimited Weekend Data
    Unlimited Talktime

    Notes:
    Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

    Plan Name: L (No Contract)
    Price: $54/Month

    Features:
    8GB Data and Unlimited Weekend Data
    Unlimited Talktime

    Plan Name:  L (12-Month Contract)
    Price: $54/Month

    Features:
    16GB Data and Unlimited Weekend Data
    Unlimited Talktime

    Notes:
    Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

    Plan Name:  XL (No Contract)
    Price: $119/Month (Free International Roaming and Caller ID)

    Features:
    15GB Data and Unlimited Weekend Data
    Unlimited Talktime

    Plan Name:  XL (12-Month Contract)
    Price: $119/Month (Free International Roaming and Caller ID)

    Features:
    30GB Data and Unlimited Weekend Data
    Unlimited Talktime

    Notes:
    Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

    A Table Summary For Price And Plan Comparisons:

    Telco Plan Name Features Optional Add-ons Price

    Circles.Life

    Base Plan (No Contract)

    • 6GB Data
    • 100 Min Talktime
    • Free Caller ID

     

    • Unlimited Incoming Calls at $2/Month
    • Add on Data 20GB for $20
    $28/Month

    M1

    mySIM(3) 20 (12-Month Contract)

    • 5GB Data
    • 100 Min Talktime
    • 100 SMS

     

    • Caller ID ($5.35)
    $20/Month

    mySIM(3) 40 (12-Month Contract)

    • 15GB Data
    • 100 Min Talktime
    • 100 SMS
    • Caller ID ($5.35)
    $40/Month

    mySIM(3) 50 (12-Month Contract)

    • 30GB Data
    • 100 Min Talktime
    • 100 SMS
    • Caller ID ($5.35)
    $50/Month

    mySIM(3) 98 (12-Month Contract)

    • Unlimited Data
    • Unlimited Talktime
    • Unlimited SMS
    • Caller ID ($5.35)
    $98/Month

    mySIM(3) 20 (No Contract)

    • 2GB Data
    • 100 Min Talktime
    • 100 SMS
    • Caller ID ($5.35)
    $20/Month

    mySIM(3) 40 (No Contract)

    • 10GB Data
    • 100 Min Talktime
    • 100 SMS
    • Caller ID ($5.35)
    $40/Month

    mySIM(3) 50 (No Contract)

    • 15GB Data
    • 100 Min Talktime
    • 100 SMS
    • Caller ID ($5.35)
    $50/Month

    mySIM(3) 98 (No Contract)

    • 25GB Data
    • Unlimited Talktime
    • Unlimited SMS
    • Caller ID ($5.35)
    $98/Month

    MyRepublic

    Smart 35 (No Contract)

    • 7GB Data (Bonus 3GB for Broadband Customers)
    • 1000 Min Talktime
    • 1000 SMS
    • Free Incoming Calls and SMS
    • Free Caller ID
    • Boundless Data
    One-time Data Boost:

    • 500MB for $3.50
    • 1.5GB for $7.00
    • 3GB for $12.00

     

    Monthly Add-ons:

    • 1GB for $5.00/Month
    • 3GB for $12.00/Month
    • 8GB for $30.00/Month
    $35/Month

    Mega 55 (No Contract)

    • 18GB Data (Bonus 8GB for Broadband Customers)
    • 1000 Min Talktime
    • 1000 SMS
    • Free Incoming Calls and SMS
    • Free Caller ID
    • Boundless Data
    One-time Data Boost:

    • 500MB for $3.50
    • 1.5GB for $7.00
    • 3GB for $12.00

     

    Monthly Add-ons:

    • 1GB for $5.00/Month
    • 3GB for $12.00/Month
    • 8GB for $30.00/Month
    $55/Month

    Xtra85

    • 32GB Data (Bonus 8GB for Broadband Customers)
    • 2GB Roam Like Home Essential
    • 1000 Min Talktime
    • 1000 SMS
    • Boundless Data
    One-time Data Boost:

    • 500MB for $3.50
    • 1.5GB for $7.00
    • 3GB for $12.00

     

    Monthly Add-ons:

    • 1GB for $5.00/Month
    • 3GB for $12.00/Month
    • 8GB for $30.00/Month
    $85/Month

    Singtel

    SIM Only 10GB Plan (12-Month Contract)

    • 10GB Data and Unlimited Singtel Wifi
    • 150 Min Talktime
    • 500 SMS
    • Free Incoming Calls
    Add-ons:

    • 1GB for $5.35
    • 2GB for $10.70
    • 5GB for $26.75
    • 200 Min Talktime for $5.35
    • 1200 SMS for $5.35
    $36.05/Month

    SIM Only 5GB Plan (12-Month Contract)

    • 5GB Data and 2GB Singtel Wifi
    • 150 Min Talktime
    • 500 SMS
    • Free Incoming Calls
    Add-ons:

    • 1GB for $5.35
    • 2GB for $10.70
    • 5GB for $26.75
    • 200 Min Talktime for $5.35
    • 1200 SMS for $5.35
    $20/Month

    SIM Only 3GB Plan (No Contract)

    • 3GB Data and 2GB Singtel Wifi
    • Free Incoming Calls
    Add-ons:

    • 1GB for $5.35
    • 2GB for $10.70
    • 5GB for $26.75
    • 200 Min Talktime for $5.35
    • 1200 SMS for $5.35
    $20/Month

    StarHub

    XS (No Contract)

    • 3GB data and Unlimited Weekend Data
    • 200 Min Talktime

     

    • Caller ID ($5.35)

     

    $24/Month

    XS (12-Month Contract)

    • 6GB Data and Unlimited Weekend Data
    • 200 Min Talktime

     

    Notes:

    • Receive extra 10GB for Youth Perks (Tertiary students) sign-ups at StarHub Shops
    • Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

     

    • Caller ID ($5.35)
    $24/Month

    S (No Contract)

    • 4GB Data and Unlimited Weekend Data
    • 400 Min Talktime
    • Caller ID ($5.35)
    $34/Month

    S (12-Month Contract)

    • 8GB Data and Unlimited Weekend Data
    • 400 Min Talktime

     

    Notes:

    • Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

     

    • Caller ID ($5.35)
    $34/Month

    M (No Contract)

    • 5GB Data and Unlimited Weekend Data
    • Unlimited Talktime
    • Caller ID ($5.35)
    $44/Month

    M (12-Month Contract)

    • 10GB Data and Unlimited Weekend Data
    • Unlimited Talktime

     

    Notes:

    • Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)
    • Caller ID ($5.35)
    $44/Month

    L (No Contract)

    • 8GB Data and Unlimited Weekend Data
    • Unlimited Talktime
    • Caller ID ($5.35)
    $54/Month

    L (12-Month Contract)

    • 16GB Data and Unlimited Weekend Data
    • Unlimited Talktime

     

    Notes:

    • Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)

     

    • Caller ID ($5.35)
    $54/Month

    XL (No Contract)

    • 15GB Data and Unlimited Weekend Data
    • Unlimited Talktime
    $119/Month (Free International Roaming and Caller ID)

    XL (12-Month Contract)

    • 30GB Data and Unlimited Weekend Data
    • Unlimited Talktime

     

    Notes:

    • Receive extra 3GB for re-contract or new sign up before 28 Sep (Valid for 6 months, usual monthly $6 applies thereafter)
    $119/Month (Free International Roaming and Caller ID)

    Latest Circles.Life And StarHub Updates In December 2018 (NEW!) 

    As technology advances, consumer tastes, preferences and needs have changed. Other than longer talktime or more SMSes, Singaporeans are craving for more data.

    So, in December 2018, some of the Singapore telcos decided to up their game.

    Circles.Life is giving everyone a special Christmas present and StarHub is breaking status quo.

    Circles.Life (December 2018 Update) 

    Other than their usual $28/month base plan, Circles.Life has introduced two new plans to fit the needs of different users. The best part? One of them costs $0/month.

    Telco Plan Name Features Optional Add-ons Price

    Circles.Life

    Flexi Plan (No Contract)

    • 1GB Data
    • 30 Min Talktime
    • Free Caller ID
    • 10 SMS
    Add onto Base Plan:

    • Add $6/GB Data
    • Add $4/100 Min Talktime
    • Add $1/25 SMS

     

    Add Plus Options:

    • Add Unlimited Incoming Calls at $2/Month
    • Add Unlimited Outgoing Calls at $16/Month
    • Add on Data 20GB for $20
    $0/Month

    Base Plan (No Contract)

    • 6GB Data
    • 100 Min Talktime
    • Free Caller ID
    • Unlimited Whatsapp
    • Pay-as-you-go SMS
    Add onto Base Plan:

    • Add $6/GB Data
    • Add $4/100 Min Talktime
    • Add $1/25 SMS

     

    Add Plus Options:

    • Add Unlimited Incoming Calls at $2/Month
    • Add Unlimited Outgoing Calls at $16/Month
    • Add on Data 20GB for $20
    $28/Month

    Base Plan With 20 GB Add-on (No Contract)

    • 26GB Data
    • 100 Min Talktime
    • Free Caller ID
    • Unlimited Whatsapp
    • Pay-as-you-go SMS
    Add onto Base Plan:

    • Add $6/GB Data
    • Add $4/100 Min Talktime
    • Add $1/25 SMS

     

    Add Plus Options:

    • Add Unlimited Incoming Calls at $2/Month
    • Add Unlimited Outgoing Calls at $16/Month
    • Add on Data 20GB for $20
    $48/Month

    And for Christmas, Circles.Life is giving away 20GB of data! Use the code “20GBFREEDEC” to enjoy 20GB free in December, only for new sign ups.

    StarHub (December 2018 Update) 

    StarHub has stepped up their game. To remain competitive, the telco has brought in new mobile plans and broke status quo. So, what are the new plans and what can users benefit from them? 

    Telco Plan Name Features Optional Add-ons Price

    StarHub

    $25 SIM Only Plan (No Contract)
    • 3GB data
    • 100 Min Talktime
    • Free Caller Number Display
    • Free 10GB/Month For A Year
    • Free International Roaming
    • 10GB for $10/Month
    • Unlimited Social Pass at $10/Month
    • Unlimited Chat Pass at $6/Month
    • Unlimited Video Pass at $10/Month
    • Unlimited Weekend at $6/Month

     

    $25/Month

    $50 SIM Only Plan (No Contract)

    • 30GB Data
    • 300 Min Talktime
    • Free Caller Number Display
    • Free 10GB/Month For A Year
    • Free International Roaming

     

    • 10GB for $10/Month
    • Unlimited Social Pass at $10/Month
    • Unlimited Chat Pass at $6/Month
    • Unlimited Video Pass at $10/Month
    • Unlimited Weekend at $6/Month
    $50/Month

    $80 SIM Only Plan (No Contract)

    • 60GB Data
    • 500 Min Talktime
    • Free Caller Number Display
    • Free 10GB/Month For A Year
    • Free International Roaming
    • 10GB for $10/Month
    • Unlimited Social Pass at $10/Month
    • Unlimited Chat Pass at $6/Month
    • Unlimited Video Pass at $10/Month
    • Unlimited Weekend at $6/Month
    $80/Month

    $50 2-Year Plan (With Mobile Phone Options)

    • 3GB Data
    • 100 Min Talktime
    • Free Caller Number Display
    • Free 10GB/Month For 2 Years
    • Free International Roaming
    • 10GB for $10/Month
    • Unlimited Social Pass at $10/Month
    • Unlimited Chat Pass at $6/Month
    • Unlimited Video Pass at $10/Month
    • Unlimited Weekend at $6/Month
    • SmartSupport at $12/Month
    $50/Month

    $75 2-Year Plan (With Mobile Phone Options) 

    • 30GB Data
    • 300 Min Talktime
    • Free Caller Number Display
    • Free 10GB/Month For 2 Years
    • Free International Roaming
    • 10GB for $10/Month
    • Unlimited Social Pass at $10/Month
    • Unlimited Chat Pass at $6/Month
    • Unlimited Video Pass at $10/Month
    • Unlimited Weekend at $6/Month
    • SmartSupport at $12/Month
    $75/Month

    $105 2-Year Plan (With Mobile Phone Options) 

    • 60GB Data
    • 500 Min Talktime
    • Free Caller Number Display
    • Free 10GB/Month For 2 Years
    • Free International Roaming
    • 10GB for $10/Month
    • Unlimited Social Pass at $10/Month
    • Unlimited Chat Pass at $6/Month
    • Unlimited Video Pass at $10/Month
    • Unlimited Weekend at $6/Month
    • SmartSupport at $12/Month
    $105/Month

    Above are the new plans by StarHub and some of their new add-ons can be a little confusing. To save you the effort of googling, here are the definitions. 

    Unlimited Social Pass ($10/Month) – Enjoy unlimited data on Facebook, Instagram, Snapchat and Twitter.
    Unlimited Chat Pass ($6/Month) – Enjoy unlimited data on LINE, WeChat and WhatsApp.
    Unlimited Video Pass ($10/Month) – Enjoy unlimited data on CatchPlay, HBO GO, Netflix and Toggle.
    SmartSupport ($12/Month) – 4-hour Device Replacement or Swap* and One-click access to Tech Support

     

    Ways To Purchase A New Phone

    SIM Only plans in Singapore might be cheaper than the tradition 2-year contract plans but the downside is that you will have to purchase your own phone. Getting a new phone in Singapore can be costly. If you wish to purchase a new phone without opting for a 2-year contract, consider:

    1. Trade in – If you already have a phone, you should consider trading it in. Companies that have trade-in programs will exchange the old phone for a more recent version. You will only pay the difference in value.

    2. Savings – Decide on the phone you want and start saving towards purchasing it.

    3. Loans – There are various financial plans available to help you purchase a new phone. You can access these financial products through banks, licensed money lenders or other financiers.

    4. Phone Installment Plan  Certain Telcos such as Circles.Life offer phone installment plans. You only need to pay a monthly fee in order to receive a new phone. This helps to lighten the load of getting a brand new phone.

    All in all, you should choose the mobile plan and Telco that best caters to your needs. For example, if you spend most of your weekdays in the office and at home with Wifi coverage and weekends outdoors, perhaps StarHub might be the best for you with their Unlimited Weekend Deals. If you prefer to have the flexibility to customize your phone plan at any time, Circles.Life might be suitable because you can change your plan at any time of the month using their mobile application. List out your needs and find the plan that matches them.

    Yannie Woon

    Starting out as a freelance writer, Yannie quickly realised she had a gift for explaining money matters in a way that didn't make people want to tear their hair out. When she's not cracking jokes about compound interest, Yannie enjoys attending industry seminars, engaging with financial experts on social media, and volunteering her time and expertise to help those in need.

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