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4 short steps. Use Singpass to fill most of it in.

Tap Apply with Singpass in the form. Most of it fills in for you.
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  • NRIC or FIN number
  • Address and employment details
  • Salary and existing loan amounts
  • Latest Notice of Assessment
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Loan Details

You need to enter your desired loan amount

You need to select a main purpose for your loan

Months

You need to select your desired loan tenure

Contact Details

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You need to enter a valid email address

Personal Information

You need to enter your full name

You need to enter a valid NRIC or FIN number

You need to select your gender

You need to enter your date of birth

You need to select your nationality

You need to select your country of birth

You need to select your race

You need to select your marital status

You need to select your residential status

You need to select your private property ownership status

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Before you sign any loan, check these 3 things

4%

Monthly interest cap

Max interest a licensed lender can charge.

10%

Admin fee cap

Of the loan amount, at most.

$60

Late fee cap

Max late fee per month.

Quoted more than this? Walk away.

A lot can change in a few months

Your situation may have changed

A new job or pay rise can mean better offers.

Offers change

Rates and terms move. See what you qualify for now.

One application, many offers

No calling lenders one by one.

Quick questions

I applied before. Do I need to apply again?

Yes. A fresh application means offers based on your situation today.

How long does it take?

About 2 minutes with Singpass. Longer if you fill it in manually.

Why do you need my NRIC and income?

Licensed lenders need them to assess you and give accurate offers. Be wary of any lender that does not ask.

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